Credit Analysis Basics

Attend this proactive webinar and learn how credit unions make lending decisions based on the five (5) C’s of credit- capacity, capital, collateral, conditions, and character!

The webinar will cover the basics of the three (3) main areas of credit union lending- consumer, mortgage, and member business loans (commercial loans). Each of the three areas will be illustrated with real life “case studies.”

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Covered Topics

  • Gain an understanding of how credit unions make lending decisions based on the five (5) C’s of credit
  • Learn about the three (3) main areas of credit union lending
  • Apply the three areas to individual “case studies”
  • Review the basics of loan structure, loan support, documentation, and loan compliance

Who Should Attend?

Consumer loan officers, residential loan officers, commercial lenders, credit analysts, loan assistants, loan documentation specialists, branch managers, and assistant branch managers.