Fine Tuning the Integrated Disclosure Rule

We’ve been living with the TILA/RESPA Integrated Disclosure Rule (TRID) for the better part of 5 years now. However, the enormity of this federal disclosure requirement makes it nearly impossible for anyone to be a self-proclaimed TRID expert.

Join Regulatory Compliance Counsel Michael Christians for this 90-minute webinar designed to help your credit union fine tune its TRID compliance. We’ll start with an overview of the rule’s requirements, including:

• The Loan Estimate application disclosure and re-disclosure in response to a valid changed circumstance;
• The Closing Disclosure and the requirement to re-disclose in response to post-consummation events; and
• Timely delivery of the Escrow Closing Notice.

From there, we’ll take a look at subsequent guidance provided by the CFPB when it comes to: correcting the Closing Disclosure prior to consummation, TRID’s applicability to construction loans and how to properly manage lender credits.

Topics to be Covered

  • The Loan Estimate and re-disclosure in response to a valid changed circumstance
  • The Closing Disclosure and the requirement to re-disclose in response to post-consummation events
  • Timely delivery of the Escrow Closing Notice
  • TRID's applicability to construction loans
  • Managing lender credits

Who Should Attend?

Mortgage loan originators, loan processors, compliance professionals and audit personnel will all benefit from the information covered during this webinar.