E-SIGN currently requires consumers to reasonably demonstrate that they can access documents electronically before they can receive an electronic version, which is an outdated requirement that is no longer necessary given advancements in technology. The E-SIGN Modernization Act would remove this requirement, so once a consumer is provided with disclosure information and consents to receiving documents electronically, he or she can obtain them through those means.
Understanding disclosures, signatures and electronic storage may be crucial to your institution’s success in upcoming examinations and in day to day business at the bank. There are federal and state considerations to take into consideration.
- How to distinguish the two sets of rules
- The framework of ESIGN
- The framework of UETA
- 15 Hotspots on the two sets of rules
- What you can do and what you can’t do
- Checklist to see if your online program is in compliance
- Electronic disclosures, electronic signatures and storage
Who Should Attend?
Compliance Officers, Auditors, Branch Operations, Loan Operations and Online banking
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