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Electronic Payments 101: A Guide to Electronic Payment Channels and Processing

Electronic payments power every aspect of modern banking – from ACH and card transactions to wire transfers, check imaging, and now instant payments and stablecoins. But what does the full landscape look like, and how do the rules and regulations apply across different rails?
Upcoming
Wednesday, January 21st, 2026
1:30 pm - 3:00 pm
Presented by Kevin Olsen
1.8 APRP Credits
$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Transaction Compliance
  • Bank Secrecy Act Officer/BSA Specialist
  • Controller/Accountant
  • Customer Service Representative
  • Deposit Operations Manager/Specialist
  • New Accounts Representative
  • Teller
  • Training Manager
  • Trainer

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This session delivers a comprehensive foundation in U.S. electronic payments. We’ll explore the main channels – ACH, cards, wires, remote check deposits, RTP®, FedNow®, and stablecoins – highlighting how they work, where they fit, and who uses them. Attendees will gain a clear understanding of the key differences between banks and credit unions, the role of regulators and rule makers, and the major compliance requirements for each system (including Nacha, Reg E, Reg CC, UCC 4A, and Fed/Operating rules). Designed for both newcomers and professionals looking to refresh their knowledge, this webinar builds the big-picture framework you need to understand today’s rapidly evolving payments ecosystem. Join the Payments Professor for this 90-minute introductory session that provides a practical, high-level overview of every major U.S. payment channel and how banks and credit unions participate in them.

What You'll Learn

  • The main U.S. payment channels: ACH, cards, wires, electronic check deposits, RTP®, FedNow®, and stablecoins
  • Key features, use cases, and limitations of each channel
  • The difference between banks and credit unions in the payments system
  • Overview of critical rules and regulations: Nacha Rules, Reg E, Reg CC, UCC 4A, FedNow® Service Operating Procedures, RTP® Rules
  • How newer rails (FedNow® and stablecoins) complement traditional payment systems
  • How to position your institution for success in an increasingly complex payments environment

Who Should Attend

This session is ideal for new hires in banks and credit unions, payments operations staff, compliance officers, risk managers, and anyone who needs a broad, high-level understanding of the U.S. electronic payments system.
Kevin Olsen

Instructor Bio


Kevin Olsen is the Payments Professor bringing enthusiasm and motivation to presentations. Viewing the world as a classroom which is exemplified in the professor’s “edutainment” (when education is motivating, informative, and fun) style of training as he seeks to educate and inform all on the latest developments and trends in the fascinating world of electronic payments Kevin develops programs, presentations, and articles designed to orient and educate financial professionals on a multitude of electronic payment topics. Kevin is also a certified business coach helping lead organizations to innovate and communicate in the ever-changing world of payments, including building of payment strategies with a focus on product development and use cases for faster payments (RTP & FedNow).


Among his many certifications, Kevin is an Accredited ACH Professional (AAP), an Accredited Payments Risk Professional (APRP), an NCP (National Check Payments Certification) as well as an NCP Certified Trainer and a Certified High-Performance Coach (CHPC), and holds a masters in industrial organizational psychology from Liberty University.


Continuing Education Credit Information

Electronic Payments 101: A Guide to Electronic Payment Channels and Processing has been approved for 1.8 APRP renewal credits by Nacha. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at Nacha.

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