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How to Craft an Effective Commercial Loan Write-Up

This webinar will cover the basics of how to craft an effective commercial loan write-up.
Upcoming
Monday, March 23rd, 2026
1:30 pm - 3:00 pm
Presented by David Osburn
$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Lending
  • Commercial Lender
  • Credit Analyst
  • Marketing Officer/Business Development
  • Private Banker
  • Small Business Lender
  • Training Manager
  • Trainer

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The session will begin with a brief overview of loan write-ups or credit memorandums, including types, styles, and necessary component parts (relationship information, financial analysis, management review, and risk assessment/mitigation). The financial analysis section will highlight liquidity, activity, leverage, operating performance, and cash flow analysis. Additionally, the “Z-score” bankruptcy predictor will be reviewed. The session will also cover additional important loan write-up items, including assessing the company’s strategic plan: marketing, financing, and management. Also, the “risk assessment and mitigation” section will be used to summarize the loan presentation. Three “standard” commercial loan write-ups will be presented in order to illustrate the concepts.

What You'll Learn

  • Review effective commercial loan write-ups.
  • Discuss types, styles, and components parts.
  • Cover the financial analysis section.
  • Assess the company’s strategic plan and management’s strengths/ weaknesses.
  • Analyze the risk assessment and mitigation section as a summary of the loan presentation.
  • Summarize the concepts by reviewing three loan write-ups.
David Osburn

Instructor Bio

David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues.

His extensive professional background of over 30 years encompasses 24 years as a Business Trainer/ Contract CFO and 16 years as a Bank Commercial Lender including the position of Vice President/Senior Banking Officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development.

Mr. Osburn has been an adjunct college professor for over 30 years teaching Accounting, Economics, Finance, Banking, Marketing, Management, and Business Law.

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