Loading...

JUST RELEASED: Navigating the OCC’s New Federal Framework for Stablecoins - Part 1

Join us for an exploration of the OCC’s landmark proposed rules implementing the GENIUS Act, a comprehensive new federal framework for payment stablecoin issuance and oversight. We will break down the critical mandates on reserve assets, redemption standards, and the new prohibitions that will reshape the digital asset landscape.

OnDemand
Beginner Friendly
DATE

Recorded Tuesday,
March 31, 2026

INSTRUCTOR

Kevin Olsen

DURATION

1 Hour 30m

FORMAT

Webinar

$299.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • BSA
  • Compliance
  • General Compliance
  • Information Technology/Security
  • Bank Secrecy Act Officer/BSA Specialist
  • Privacy Officer/Information Security Professional
  • Risk Manager

Save on annual training costs with our Webinar Subscription Service and share webinars across your entire organization.

Become a subscriber

Learn about upcoming events, webinars and discounts.

Sign Up For Email Notifications

The Office of the Comptroller of the Currency (OCC) has officially moved to standardize the federal oversight of payment stablecoins through the implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act . This session provides a detailed breakdown of the proposed regulations that establish strict operational guardrails for national banks, federal savings associations, and nonbank entities seeking federal qualification. We will examine how these rules prioritize financial stability by mandating high-quality liquid reserves and ensuring that holders have guaranteed, timely access to their funds.

We will also dive into the complex regulatory implications for issuers, including the total prohibition on paying yield or interest to stablecoin holders and the requirement for an "Operational Backstop" to protect against business disruptions. As the industry transitions from state-level patchwork to a unified federal regime, this webinar will provide the clarity needed for compliance officers, legal counsel, and fintech innovators to navigate the 60-day public comment period and beyond.

What You'll Learn

  • The "Payment Stablecoin" Definition: Understand exactly which digital assets fall under the OCC’s new jurisdiction and the specific exclusions for traditional deposits and securities.
  • Reserve Asset Mandates: A deep dive into the strict 1:1 backing requirement and the exclusive list of eligible high-quality liquid assets, such as short-term U.S. Treasuries.
  • Timely Redemption Requirements: Clarification on the federal obligation for issuers to redeem tokens for fixed monetary value within a two-business-day window.
  • Yield Prohibitions and Evasion Safeguards: Why the OCC is banning the payment of interest to holders and how the "rebuttable presumption" applies to affiliate arrangements.
  • Capital Floor and Operational Backstops: An overview of the $5 million minimum capital floor for new issuers and the requirement to hold 12 months of operating expenses in reserve.
  • The Path to Federal Qualification: The step-by-step application process for nonbank entities and the mandatory transition for state issuers exceeding $10 billion in outstanding value.

Who Should Attend

This session is essential for credit union and bank executives, fintech founders, compliance officers, and legal professionals who need to understand federal mandates for digital asset issuance. Whether your institution is actively exploring digital asset payments or simply trying to understand the regulatory direction, this session will provide a practical roadmap for interpreting the OCC’s proposal and preparing for what may come next.

Kevin Olsen

Instructor Bio


Kevin Olsen is the Payments Professor bringing enthusiasm and motivation to presentations. Viewing the world as a classroom which is exemplified in the professor’s “edutainment” (when education is motivating, informative, and fun) style of training as he seeks to educate and inform all on the latest developments and trends in the fascinating world of electronic payments Kevin develops programs, presentations, and articles designed to orient and educate financial professionals on a multitude of electronic payment topics. Kevin is also a certified business coach helping lead organizations to innovate and communicate in the ever-changing world of payments, including building of payment strategies with a focus on product development and use cases for faster payments (RTP & FedNow).


Among his many certifications, Kevin is an Accredited ACH Professional (AAP), an Accredited Payments Risk Professional (APRP), an NCP (National Check Payments Certification) as well as an NCP Certified Trainer and a Certified High-Performance Coach (CHPC), and holds a masters in industrial organizational psychology from Liberty University.


Print this page