Bob Simpson, Esq., CAMS, is a nationally recognized expert in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and mortgage fraud prevention, with more than 30 years of experience in financial services and investigations. As the founder of DaylightAML, Bob provides independent BSA audits, risk assessments, and compliance training to banks, credit unions, and mortgage lenders across the United States. Bob began his career as a loan originator, giving him firsthand knowledge of how loans are structured, underwritten, and—at times—manipulated. Over the course of his career, he has investigated complex fraud and money laundering schemes, working closely with law enforcement and regulators. His practical, real-world experience allows him to translate regulatory expectations into actionable guidance for financial institutions. He has been featured on 60 Minutes and is a contributor to industry publications, including HousingWire, where he writes on risk management, fraud trends, and compliance strategy. Bob is also the creator of the AML Mortgage Mastery™ training program, designed to help institutions build defensible, regulator-ready compliance frameworks. Known for his clear, direct teaching style, Bob focuses on helping institutions move beyond “check-the-box” compliance to develop effective, risk-based BSA/AML programs. His training emphasizes practical application, including SAR writing, red flag identification, and building audit-ready systems that stand up to regulatory scrutiny. Bob holds a Juris Doctor degree and is a Certified Anti-Money Laundering Specialist (CAMS).
