Loading...

TRID - Dealing with Risks: Common Violations, Gray Areas, and Regulatory Concerns

Exploration of where the most common problems and violations occur under the TILA-RESPA Integrated Disclosures (TRID) rule.

Upcoming
Beginner Friendly
DATE

Tuesday, March 24, 2026
11:00 am - 1:00 pm

INSTRUCTOR

Carl Pry

FORMAT

Webinar

CREDIT TYPE

2.5 CRCM Credits

$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Compliance
  • General Compliance
  • Lending
  • Lending Compliance
  • Mortgage Lending
  • Risk Management/Legal
  • Bank Legal Counsel
  • Compliance Officer
  • Credit Analyst
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Private Banker
  • Risk Manager

Save on annual training costs with our Webinar Subscription Service and share webinars across your entire organization.

Become a subscriber

Learn about upcoming events, webinars and discounts.

Sign Up For Email Notifications

TRID is like the gift that keeps on giving: even though we’ve been living with the TILA-RESPA Integrated Disclosures (TRID) rule for over a decade now (believe it or not), compliance can be frustratingly elusive. The rules are so detailed and prescriptive that 100% accuracy is near impossible. Scrutiny of TRID disclosures is traditionally quite intense, plus when you consider the legal liability of inaccurate disclosure of the many fees, identifying the many hot spots of TRID becomes paramount.

In this webinar, we’ll explore those hot spots, gray areas, and frequently violated provisions. We’ll spend time discussing the timing of the various disclosures (which can get quite complicated), disclosure of fees, and calculating tolerances and potential reimbursement issues. Our goal is to ensure you understand where the TRID rules can create uncertainty and risk and insulate your institution as much as possible from noncompliance.

What You'll Learn

  • Coverage issues – straightforward but still a challenge
  • Application issues – data points, preapprovals, and more
  • TRID as a Timeline: the 3-day LE rule, 7-day LE rule, and the 3-day CD rule (counting correctly)
  • Problems with disclosure of various fees
  • Providing a revised Loan Estimate: when allowed and impact on tolerance issues
  • Changed Circumstances: what this does and what it does not do
  • Proper calculation of tolerances/variances – determining the baseline
  • Closing loans properly
  • Corrected Closing Disclosures (CDs) – timing is everything
  • Redisclosure and reimbursement after closing
  • Ensuring procedures are comprehensive
  • And many more, with a focus on the problem areas

Who Should Attend

Anyone involved in the consumer mortgage loan process.
Carl Pry

Instructor Bio


Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Asurity Advisors in Washington, DC. Through his more than 35-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.


Continuing Education Credit Information

TRID - Dealing with Risks: Common Violations, Gray Areas, and Regulatory Concerns has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.

Print this page