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TRID Workshop for Community Banks - Part 1

We will begin with the basic regulatory requirements and emphasize the areas where your policy or product decisions dictate how you will be compliant for certain fields. We will share common errors, audit exceptions, and exam findings to highlight potential gaps in your process. Finally, we will break into groups to explore common questions and the operationalizing of compliance at your institution, including tips on developing internal controls to assist you.

OnDemand
DATE

Recorded Thursday,
May 1, 2025

INSTRUCTOR

Lauren Sparks

DURATION

2 Hours 30m

FORMAT

Workshop

CREDIT TYPE

3 CRCM Credits

$299.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Risk Management/Legal
  • Trainer

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What You'll Learn

  • Truth in Lending Act and Real Estate Settlement Procedures Act overview specific to TRID
  • Application coverage
  • Loan Estimate timing and delivery requirements
  • Review of the Loan Estimate block by block
  • Changed Circumstance process and Intent to Proceed
  • Common errors, audit exceptions, and exam findings for the Loan Estimate
  • Internal controls to support the TRID Loan Estimate process
  • Practical methods to track TRID application activity and Loan Estimate issuance
  • Common questions workshop where we will work through scenarios and discuss ideas/tips/tools

Who Should Attend

This workshop will be advantageous to anyone with hands-on responsibilities for issuing, addressing with customers, reviewing or auditing the TRID process. This can include loan officers, loan processors responsible for TRID documentation, compliance officers, and auditors.

Lauren Sparks

Instructor Bio

With a career spanning 40+-years as a community banker and banking regulatory risk management consultant, Lauren Sparks is an accomplished advocate for community banks and women’s financial services leadership. In her career Ms. Sparks held positions in community banks that ranged from teller to Investment Officer, Loan Officer, and Cashier. She founded a women-owned, women-led denovo community bank and served as CEO and Chairman of the Board. In risk management consulting, Ms. Sparks moved to bank consulting firms at a local level, and then to a national level where as a Director she specialized in troubled banks and fintech. In 2009, Ms. Sparks formed 3PR, Inc., a woman-owned consulting firm specializing in community banks and financial service firms where she serves as CEO. 3PR serves more than 50 community banks at any given time and has been a preferred vendor for one of the world’s largest software providers.

She has edited the Reference Guide for Regulatory Compliance Manual (RGRC) for the American Bankers’ Association (ABA). Ms. Sparks is a founder of the Houston chapter of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and is a Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), and has been an Accredited ACH Professional (AAP).

Continuing Education Credit Information

TRID Workshop for Community Banks - Part 1 has been approved for 3 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.

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