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The Continued Evolution of HMDA

The Home Mortgage Disclosure Act, implemented by Regulation C, assists in the identification of possible discriminatory lending patterns through the use of loan level data. Any HMDA-reportable institution knows that Regulation C has been in a constant state of evolution since January 2018.

OnDemand
Recorded Thursday,
October 14th, 2021
Presented by Michael Christians
1h 30m total length
$279.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Risk Management/Legal
  • Bank Legal Counsel
  • Branch Manager
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Risk Manager

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The Home Mortgage Disclosure Act, implemented by Regulation C, assists in the identification of possible discriminatory lending patterns through the use of loan level data. Any HMDA-reportable institution knows that Regulation C has been in a constant state of evolution since January 2018.

Unfortunately, we're not done yet. Additional rule changes set to take effect on January 1, 2022 will once again impact the number of financial institutions required to collect and report loan level HMDA data in connection with their open-end and closed-end dwelling secured transactions. Join Regulatory Compliance Counsel Michael Christians for this highly informative 90-minute session.

What You'll Learn

  • HMDA's Institutional Coverage Test
  • The Transactions Subject to HMDA
  • Data Collection Requirements
  • How to Properly Record HMDA Data
  • How to Properly Report HMDA Data
  • Public Disclosure Rules

Learn caption

Loan originators, loan processors, back office personnel, compliance officers and internal auditors would all benefit from the information provided during this session.

Michael Christians

Instructor Bio

As principal of Michael Christians Consulting, LLC, Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to Federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

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