Angela Murphy, Ph.D., also known as "Payments Elsa," is a recognized thought leader and innovator in the payments industry, with expertise spanning faster payments, artificial intelligence, and strategic innovation. With years of experience driving digital transformation, Angela has consistently been at the forefront of integrating emerging technologies into the financial sector, enabling institutions to stay ahead in a rapidly evolving marketplace.

In her current role, Angela operates at the critical intersection of strategy and insight, where she guides financial institutions through the complexities of implementing new payment technologies. Her deep understanding of eCommerce and solutions integration allows her to craft innovative strategies that deliver tangible business outcomes.

Angela's commitment to advancing the industry is reflected in her numerous professional achievements. She is a graduate of the prestigious PayTech Women Executive Academy, where she honed her leadership skills and expanded her influence in the fintech community. Angela is also an alumna of the Money2020 RiseUp program, and received the Paytech Women Emerging Trendsetter Award in 2024, which further underscores her dedication to empowering women in the financial technology sector.