Webinars

As banks continue to deal directly with CRE loans as a major portion of their loan portfolios, plus indirectly through income-producing or rental real estate holdings that affect customers, it is important to “get beyond the numbers” and assess the qualitative or non-financial factors that influence CRE performance over time.

Qualified mortgages have been around for years, but bankers don’t always have a clear understanding of these loans. Join us to learn the what, when and how of qualified mortgages, and add this type of loan to your toolbox.

This program covers the key variables and concepts for determining Commercial Real Estate (CRE) cash flow and transaction-level stress-testing. We'll discuss CRE cash flow factors beyond earnings before interest, taxes, depreciation and amortization (EBITDA) for a debt service coverage (DSC), and how to use cash flow to update the underlying collateral value as part of ongoing loan monitoring.

Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client. Upon completion of this webinar, you will also be able to better negotiate with your business clients as well as other financial professionals.

In this webinar, you’ll learn the fundamentals of constructing and analyzing direct and indirect cash flow statements in order to enhance the quality and effectiveness of the entire credit decision process.

How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this two-part webinar, we’ll discuss all the relevant requirements and considerations in the origination process.

This course is designed to sharpen the ability of participants to recognize potential problem loans early and identify appropriate solutions once they surface.

Gain an understanding of all sections of required real estate loan documents.

Financial institution employees have always struggled with HMDA reporting. And changes over the last few years have made the HMDA rules even more difficult to understand.